All Over Again?

We got our papers from the mortgage company yesterday, and it makes me feel we cannot afford this house. Without the homeowners' and flood insurance added in, it is $200. over per month what we can afford to lay out monthly. Richard was as jumpy as a toad last night when he signed those papers, but it was I who couldn't sleep because I realized we just couldn't make those payments. If we go into this thing, I don't want to lose the place. We are going to have to pull out and go for the much cheaper place if it is still there even though the kitchen is so small. What I am afraid of on that one is that it will end up a mess because it has even less storage and counter space than this place and the fixtures are old and need replacement. But the place itself is beautiful and charming, if a bit small. And it is much, much cheaper than this one.