Now that I am considering looking into buying a house, I am looking at all sorts of places... condos at Woodbridge, duplexes in Tustin, 3 bedrooms in Lake Forest. R. says he doesn't want a condo, and that he'd like to avoid, if possible, those community fees most places hereabouts charge.
Of course I know there's the hurdle of the down payment to get over. There is no way we can fork over that money or anywhere close to it now. We'll have to get help somewhere. I have learned about some programs, but I'm not sure we'll be eligible, but I will still apply. One never knows.
But thinking about being a homeowner for the first time gives me an entirely different feeling about all the choices there are, one I haven't had before because I never truly thought we would be able to afford a house here. The economic bellyflop has given people like us an opening, even if it means a lot of pain for many many others.
I don't like the idea of taking a house out from under some family who lost it to foreclosure or taking advantage of someone's bad fortunes or even their poor judgment. It could so easily happen to us as well, and might if we aren't careful. But it's exciting, really. Just when I think I am stuck in my ways, I open a door and perceive myself as a different person.